Better Insurance Coverage with John Barton Insurance.

Why Independent Insurance Agents Provide Better Coverage Options Than Big Name Companies

November 03, 20242 min read

Insurance is not a product; it’s a promise to stand by your side on your worst day. - Unknown

When it comes to protecting your home, car, business, or life, choosing the right insurance coverage can be overwhelming. Many people believe that larger insurance companies, with their well-known names, offer the best options. However, this isn't always the case. Independent insurance agents, like those at John A. Barton Insurance Agency, often provide superior coverage options. Here's why:

Why Independent Insurance Agents Provide Better Coverage Options Than Big Name Companies

1. Access to Multiple Insurance Carriers

Unlike big-name insurance companies that only offer their own products, independent agents have access to a variety of carriers. This means that they can shop around for you, comparing rates and coverage options from different providers. At John A. Barton Insurance, we work with several reputable carriers to find the best fit for your specific needs.

2. Personalized Policies Tailored to You

Everyone’s insurance needs are different. A large, one-size-fits-all policy from a major insurer might not cover everything you need. Independent agents take the time to get to know you and your circumstances. Whether you're looking for auto, home, commercial, or life insurance, we can customize a policy that works for you, ensuring you’re not paying for unnecessary coverage or leaving gaps in your protection.

3. Expert Advice Without Bias

At John A. Barton Insurance, we work for you, not the insurance companies. Our goal is to provide honest and transparent advice based on your best interests. We can guide you through the nuances of Michigan’s insurance regulations and ensure you get the most out of your policy.

4. Long-Term Relationships

An independent agent is more than just a provider. We are your partner in ensuring your assets are protected over time. As your life or business evolves, we can adjust your policies to meet new needs. This kind of personal relationship is something you won't get from a large corporate insurance provider.

John A. Barton Insurance

In Conclusion:

If you want a policy that truly fits your needs, working with an independent insurance agent is your best bet. Contact John A. Barton Insurance today to discuss your home, auto, business, or life insurance needs.


Cynthia Barton-Spencer is a seasoned insurance professional and the dedicated owner of John Barton Insurance. With over 40 years of family experience in the industry, Cynthia is passionate about helping Michigan residents secure affordable, reliable coverage for their most valuable assets. She combines her deep local expertise with a commitment to personalized service, ensuring her clients receive the guidance and protection they need to navigate life’s uncertainties.

Cynthia Barton Spencer

Cynthia Barton-Spencer is a seasoned insurance professional and the dedicated owner of John Barton Insurance. With over 40 years of family experience in the industry, Cynthia is passionate about helping Michigan residents secure affordable, reliable coverage for their most valuable assets. She combines her deep local expertise with a commitment to personalized service, ensuring her clients receive the guidance and protection they need to navigate life’s uncertainties.

Back to Blog